Why Granite?
Granite is purpose-built to deliver innovative, niche home and investment loan choices to borrowers through Australia’s network of mortgage and finance broking professionals.
Innovation
We continually focus on developing groundbreaking products that revolutionise the mortgage industry.
Service
We understand the pain points brokers and clients face and focus on offering personalised service for borrowers and continuous product training for brokers.
Specialised products
Our specialised niche products cater to the unique needs and demands of the mortgage industry.
Granite Home Loans won the Best SMSF Lender at the Australian Wealth Management Awards 2024.
What sets us apart
Lender Paid LMI
No genuine savings required with the lender paying the LMI (Lenders Mortgage Insurance) - available to a broad range of occupations
Easy Refinance
Helping mortgage prisoners, simplified credit application process, no rate buffer
Standard loans
Competitive rates, packed with features
SMSF Lending
Residential & Commercial loans, no minimum liquidity or asset testing, 100% offset facility - freedom to make payments associated with SMSF expenses
Non-Resident & Foreign Income
Lending for local and overseas ex-pats, available up to 85% LVR, with only a 20% shading on exchange rate fluctuations.
Construction
Build with confidence by choosing from our standard construction or ‘buy now, pay later’ HomePay construction home loan options.
Innovate to Elevate: Making a difference by thinking differently.
Granite is built for brokers, offering niche and innovative home and investment loan products that help borrowers build the future they want through property. Since 2018, we’ve been making a difference by delivering on what home loan borrowers want in our own unique way.
Part of something bigger
Granite is part of one of Australia’s largest non-bank lenders, ColCap Financial, which has been challenging the banks to offer better borrower deals since 2006.
With Granite, you’ll be joining a growing tribe of 100,000+ existing customers who’ve had their home ownership and investment ambitions made possible by ColCap Financial.
Hear why brokers love us
Granite is a great lender to work with. I will utilise them for future investment purchases and highly recommend them to anyone getting the run around from major banks!
An amazing and very welcoming team. They helped me out greatly with their knowledge, expertise and friendliness. Would recommend highly
With Granite, I have grown in confidence in niche lending and become a known finance specialist around the country with lots of contact and endless opportunities.
And their clients do too!
Wonderful experience, invaluable staff! The service was warm and attentive. Customer care was excellent. I was having issues with my Internet Access, and Jane was incredibly helpful. She explained everything clearly and assisted me in getting back into my account. Truly appreciate her support!
Thank you for your support. I truly appreciate the assistance and professionalism provided by Granite Home Loans.
The process was seamless, and I felt well-informed every step of the way. I am very satisfied with the service and would gladly recommend Granite Home Loans to others.
Wonderful experience. Truly exceptional.
The service was warm and attentive.
Very impressive, all questions were answered thoroughly, clearly and precisely.
Highly recommend Granite for anyone seeking reliable and comprehensive service and support.
Thank you Ralph for your wonderful service, a true standout!
Granite in action
