About Us

Granite Home Loans (Granite), established in 2018, is a broker-driven business focused on providing innovative and niche home loan solutions at competitive rates exclusively through brokers.

We are part of the ColCap Financial Group. ColCap is a major non-bank lender headquartered in Sydney.

Granite - Building brighter futures on rock-solid foundations.

As a broker, you build brighter futures for your clients. And Granite is built to provide brokers with competitive, innovative and niche mortgage products.

Making Granite the rock-solid choice for brokers building solid foundations for a thriving business and fostering lasting client relationships.

Granite delivers across each step of the home loan journey, providing personalised services, tailored products, and support to ensure every loan is handled with expert care from enquiry to settlement.

ColCap Financial

ColCap Financial Limited (ColCap) ACN 119 531 252 (Australian Financial Services Licence and Australian Credit Licence 337 303) was established in 2006 and is privately controlled by Australian shareholders.

ColCap is a major non-bank lender in Australia. ColCap offers primarily Australian residential mortgage loans to prime borrowers through wholesale, retail, and broker distribution channels. ColCap has a loan portfolio in excess of A$20 billion and employs over 380+ staff in Australia, the UK and the Philippines, with its head office in Sydney.

Our Founders

Director and Co-Founder

Bridget Sakr

Bridget is a passionate, respected and trusted senior business leader with over 25 years’ financial services experience. A senior executive with experience in directing business growth, elevating brand awareness, increasing revenue, profitability and market share in the highly competitive and regulated mortgage and associated Lenders Mortgage Insurance market.

Bridget’s career commenced in 1991 at Commonwealth Bank of Australia on a graduate trainee program. She joined Genworth in 1994, (formerly HLIC and GE Mortgage Insurance), an ASX Listed company and leading provider of Lenders Mortgage Insurance, her career spanning over 22 years. She covered many roles from Credit, Operations, Securitisation, Sales and Commercial. Bridget was appointed as the National Sales Leader in 2004, where she first joined the senior leadership team reporting to the CEO. During her time in this role, she expanded the sales team from 18 to 28 and exceeded revenue targets by 25% year on year. In 2010, Bridget was appointed as the Chief Commercial Officer where she led, developed and inspired high performing cross-functional team of 40, including Partnership and Distribution, Marketing and Communications, Product Management and Corporate development teams.

Bridget holds a Bachelor of Arts, Economics Major, University of Sydney and a Graduate Certificate in Humans Resource Management, UTS. Bridget is a member of the Australian Institute of Company Directors (AICD) and has attended the Foundations of Directorship course, (AICD).

General Manager

Yianni Socratous

Yianni has a wide range of experience in Finance, eCommerce and Digital Marketing. A jack-of-all-trades with a specific focus towards sales and business development, systems integration and process improvement. He has a unique blend of skills allowing him to fulfil almost any mortgage finance role along the acquisition, credit, operations, admin and processing pipeline.

Yianni joined Genworth in 2011 as a Corporate Relationship Manager in the Commercial team Major Bank segment. During his time at Genworth, he managed and supported customers such as NAB, Westpac (including St George, BT LMI, RAMS) and CBA. He was responsible for systems integration projects, oversaw application pipelines and managed key stakeholders within these organisations.

Prior to joining Genworth, Yianni worked for 9 years with a boutique lender that acted as a mortgage manager for Adelaide Bank and also utilised private, investor and portfolio funding to provide non-regulated mortgage loans to businesses and investors. Yianni was responsible for Application processing, credit approval and business development. During the GFC the company shifted focus and Yianni was responsible for collections, arrears management and property repossessions.

More recently Yianni co-Founded an eCommerce business specialising in procurement and supply of Mobile Tech equipment to Government agencies, businesses and consumers. Having sold this business mid-2017, Yianni started consulting for other businesses providing solutions for process improvement and increasing online presence and conversions.