top of page

Broker Driven
Fueled by Innovation

Find the right loan solution for you

Homepage - Banner.png

Why Granite?

Granite exclusively distributes products through aggregators and brokers and has a particular focus on delivering innovative and niche loan solutions.

Homepage Graphic - 260423 - PS.png

Innovation

We continually focus on developing groundbreaking products that revolutionise the mortgage industry.

Post settlement forms Graphic - 140823 - PS.png

Service

We understand the pain points brokers face and have a particular focus on offering personalised service and continuous product training.

Meet our team Graphic - 200423 - PS.png

Specialised products

Our specialised niche products cater to the unique needs and demands of the mortgage industry.

AWMA24_seals Winner_Best SMSF Lender.png

Granite Home Loans won the Best SMSF Lender at the Australian Wealth Management Awards 2024

What sets us apart

Lender Paid LMI

No genuine savings required with the lender paying the LMI (Lenders Mortgage Insurance) - available to a broad range of occupations

Co-Living Properties

Higher rental used for servicing, available up to 90% LVR for purchase, refinance or construction

Non-Resident & Foreign Income

Help your local & overseas ex-pat clients, available up to 85% LVR, with only a 20% shading on exchange rate fluctuations

SMSF Lending

Residential & Commercial loans, no minimum liquidity or asset testing, 100% offset account - freedom to make payments associated with SMSF expenses

Easy Refinance

Helping mortgage prisoners, simplified credit application process, no rate buffer

Standard loans

Competitive rates, packed with features

team_pic_danielle_edit 1.jpg

Innovate to Elevate: Making a difference through a unique approach

Granite is built for brokers, offering niche and innovative products to Granite-accredited brokers. We believe in making a difference by doing things in a unique and innovative way.

​

We are part of the ColCap Financial Group. ColCap was established in 2006 and is a major non-bank lender.

Hear why brokers love us

Granite is a great lender to work with. I will utilise them for future investment purchases and highly recommend them to anyone getting the run around from major banks!

An amazing and very welcoming team. They helped me out greatly with their knowledge, expertise and friendliness. Would recommend highly!

With Granite, I have grown in confidence in niche lending and become a known finance specialist around the country with lots of contact and endless opportunities.

Granite in action

bottom of page